Multi-currency expense tracker · iPhone and web

Paid in three currencies. Added up in one.

For people who live, work or travel across currencies. Moongen records every expense in the currency you paid and shows your month in the one you think in. No bank login.

Scan to get it on your iPhone

Free during beta · No Android app yet — the web app works on any phone.

Free plan: up to 3 currencies and 3 wallets. More with Pro, coming soon.

Statement · September

Sample month · fixed sample rates

Statement, September, sample month, fixed sample rates
Date Item Paid In USD
01 Sep Rent01 Sep · PLN account PLN 3,200.00 USD 848.00
03 Sep Design software03 Sep · Main card USD 15.00 USD 15.00
06 Sep Groceries06 Sep · PLN account PLN 212.40 USD 56.29
12 Sep Flight to Valencia12 Sep · Euro card EUR 128.00 USD 144.63
18 Sep Coffee18 Sep · PLN account PLN 14.00 USD 3.71
Spent this month USD 1,067.63

Same idea in the app.

In the app: each wallet keeps its own currency; the total is shown in yours. Three wallets, three currencies — what the free plan includes.

Moongen wallets screen: total balance $8,492.04; Main card 4,785 USD; PLN account 9,000 PLN, shown as $2,341.68; Euro card 1,200 EUR, shown as $1,365.36.

01 — Where your month happens

Your month runs through more than one account.

Where it happens

What Moongen does

A card in dollars, cash in złoty, a trip in euros.

Each expense stays in its own currency. Your total is in one.

Cash in your pocket, coins in an exchange.

Add a cash wallet, and track crypto holdings next to your cards.

Dinner for five lines, paid in one charge.

Scan the receipt. Moongen saves it as a draft with its line items; it joins your transactions only after you review it.

02 — Follow one receipt

Paid in euros. Counted in your currency.

You type an expense or scan the receipt. Here is one, all the way through.

01 · Scan and review

Moongen draft from a scanned receipt: expense of 43 euros, Euro card wallet, Restaurants, 13 September 2026, Taberna Los Gomez, 5 items, Add Transaction button.

Photograph the receipt. A third-party text-recognition service reads the merchant, total and items. Moongen saves a draft; you review it — €43, 5 items, Euro card — and add it.

Free plan: 20 scans a month.

02 · In your month

Moongen transactions screen for September 2026, grouped by day: Restaurants, Taberna Los Gomez, Euro card, 43, on 13 September, alongside a flight to Valencia and groceries earlier in the month.

It joins the rest of September in the wallet's own currency. EUR 43.00 stays EUR 43.00.

See September in the app

03 · In your currency

Moongen spending summary for this month: 1,101.07 total spent; Housing about 832.60, Travel about 145.64, Groceries about 55.26, Restaurants about 48.93, Subscriptions 15.

Your month adds up in the currency you think in: 1,101.07 USD spent, at live rates. (The ledger above uses fixed sample rates.)

No receipt? Tap +, enter the amount and pick the wallet. Paid from another wallet? Record a transfer between them, even across currencies.

03 — The app, as it is

The app, as it is.

Real screens from the current app. No mock-ups.

Moongen transaction groups screen: a 'Lisbon trip' group totalling -875.9 EUR, expanded into a TAP Air Portugal return flight (389.9) and an Airbnb stay in Alfama, 6 nights (486).
iPhone — Several purchases, one bank charge. Group them so both views agree.
Moongen crypto portfolio screen: total value $5,704.70, up $304.70 (5.64%) all-time; cost basis $5,400.00; holdings include Bitcoin 0.04817 ($4,012.75, +5.60%), Ethereum 0.44102 ($1,177.84, +12.18%) and Solana 4.3454 ($514.11, -6.53%).
iPhone — Track holdings, lots and cost. Values move with the market; Moongen tracks, it does not hold or trade.
Moongen AI assistant screen with suggested prompts: how much did I spend this month, add an expense, how much on Housing this month, transfer between wallets, what's my total balance across wallets, scan a receipt.
iPhone — Ask in plain words: how much on housing this month? Free plan: 30 questions an hour; the assistant sees your last 3 months.

04 — Privacy

What Moongen asks for, and what it never asks for.

Asks for

  • An email, or nothing at all — guest mode works without an account.
  • The expenses you choose to record.
  • A photo of a receipt, when you scan one — sent to a third-party text-recognition service to read it.

Never asks for

  • Your bank login.
  • Your card numbers.
  • Access to your bank account.
Face ID

Face ID lock

Sign-in

Two-factor sign-in (authenticator app)

Sessions

See and end active sessions

Deletion

Delete your account from settings

Moongen settings screen: security section with two-factor authentication (not enabled), change password and active sessions; data section with export transactions; account section with sign out and delete account.

Read the privacy policy →

05 — Pricing

Free while in beta. Here is exactly what that includes.

Wallets
3
Currencies
3
Transactions per month
150
Budgets
1
Receipt scans per month
20
Assistant questions per hour
30
History you can see
Last 3 months
Crypto holdings tracking
Included
Free (now)
Wallets3
Currencies3
Transactions per month150
Budgets1
Receipt scans per month20
Assistant questions per hour30
History you can seeLast 3 months
Crypto holdings trackingIncluded

No ads. No card required to start.

Pro (coming soon)

Limits and price announced before launch.

No Android app yet — the web app works on any phone.

06 — FAQ

Before you download.

Is it free?

Yes, during beta. The free plan has limits, listed above. A Pro plan is coming; its limits and price will be announced before it launches.

Do I have to connect my bank?

No. Moongen never asks for a bank login. You record expenses yourself or scan receipts.

Which currencies can I use?

Each wallet has its own currency, including crypto holdings such as BTC and ETH. Your totals are shown in one base currency you choose. The free plan covers up to 3 currencies.

Which exchange rate does it use?

Moongen converts with current market rates from public rate providers; the rates on this page are fixed samples for the demo.

Can I try it without an account?

Yes. Choose guest mode in the app or the web app. You can create an account later.

Is there an Android app?

Not yet. On Android, use the web app in your browser.

What does the assistant see?

The Moongen data it needs to answer — on the free plan, your last 3 months. Questions and scanned receipts are processed on Moongen's servers with third-party AI and text-recognition services. It can draft a transaction for you to confirm.

Can I delete my data?

Yes. You can delete your account from Settings.

07 — Get the app

Record it in the currency you paid. Read it in yours.

Free during beta · No Android app yet — the web app works on any phone.

Scan to get it on your iPhone

Requires iOS 16.4 or later · iPhone and iPad

No bank login · Face ID lock · Two-factor sign-in · Delete your account any time